No HOA! This is an excellent opportunity for an owner occupied buyer or an investor looking to expand the portfolio! This property offers a comfortable 1,155 square feet of single level living space on a generous 0.25-acre lot. Enjoy a functional split bedroom floor plan with 3 bedrooms and 2 full bathrooms. Primary bedroom features an ensuite bathroom for even more privacy! The spacious living room features a fireplace, perfect for creating a warm and inviting atmosphere. Equipped with central cooling and forced-air heating for year-round comfort. Situated on a quarter-acre lot, large concrete patio, providing ample outdoor space for activities. Located in the Hickory Grove area of Charlotte with access to local amenities and transportation routes. Don't miss the Reedy Creek Nature Center only steps away from the neighborhood! There are signs of possible settlement in the kitchen area. The seller has not done any investigation into the potential issues.